Ellen's Investment Club

Ellen's Investment Club  (Toronto Central Investment Share Club) Regular Session December 17, 2024, 7:00 – 9:00 P.M By videoconference 1) The Globe and Mail's Report on Business published an article by Dan Hallett, vice-president of research at Highview Financial Group, on Sept. 5. He was raising a concern that probably applies to many of our investing club members.  The headline is "Aging DIY investors must plan for succession." Here’s a link: https://www.theglobeandmail.com/gift/df41b4d21dc8e30953dba041b19a5fdd36b3f6c0eecbb54437f85d9413326212/MI2KLSWP2RC4XATRMWDDXJY7Z4/ Last week, Steadyhand Investment Funds did a blog post on the same topic, with the headline, "DIY Investing? How to ensure your family isn't left holding the bag." Here's a link: https://www.steadyhand.com/personal_investing/2024/11/14/diy-investing-how-to-ensure-your-family-isnt-left-holding-the/ Dan Hallett suggests that DIY investors in their 60s, 70s and 80s should consider movi...

Ellen's Investment Club  (Toronto Central Investment Share Club) Regular Session October 22, 2024, 7:00 – 9:00 P.M By videoconference 1. Member introduction 2. Approve agenda We have been offered a speaker from a well-known Canadian economic research firm, Rosenberg Research & Associates, established in January 2020. Founder David Rosenberg is a fixture on social media and mainstream media with a reputation as being bearish ahead of the crowd.  You can follow him on X.com (@EconguyRosie)  He also has a YouTube channel under the name, Rosenberg Research. You can read his bio and see what he’s doing at https://www.rosenbergresearch.com . “Dave’s Menu of Products,” it says, “are tailored to the active investor.” When I got an email with a free trial offer, I decided to sign up. The firm’s flagship publication, Early Morning with Dave, arrives weekdays at 7:41 am. His son Jacob, who works with him, said his dad starts writing it at 4:10 a.m. each day. The Oct. 17 edi...

Ellen's Investment Club  (Toronto Central Investment Share Club) Guest Speaker: Ryan Modesto, CFA, CEO, 5i Research September 24, 2024, 7:00 – 9:00 P.M By videoconference 1. Member introduction (10 minutes) 2. Guest Speaker : Ryan Modesto, CFA, Chief Executive Officer at 5i Research, portfolio manager for the i2i Long/Short US Equity Fund. Ryan will give the same presentation he did at the MoneyShow Toronto on Sept. 14. It’s called The Anatomy of Big Market Winners and the Investor That Can Hold Them . At the end, he will provide a list of potential stock market winners that 5i Research owns. (45 minutes plus 10-15 minutes for Q&A) 3. A discussion of the club’s Fantasy Portfolio, by Tom Loftus. How well has it done compared to the benchmarks? Which stocks have done very well and which stocks have lagged behind? Do we have any suggestions about dropping some stocks and adding others to the portfolio? (30 to 45 minutes) Message from Tom last week by email: The Fantasy Portfo...

Ellen's Investment Club  (Toronto Central Investment Share Club) Guest Speaker: Kanwal Sarai, Simply Investing Tuesday, June 18, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. Our guest speaker is Kanwal Sarai, an Ottawa-based dividend investor who runs an online service called Simply Investing, https://www.simplyinvesting.com . He has a platform that applies his investing approach to more than 6,000 stocks every day and shows you the best stocks to invest in and which ones to avoid. 4. Here are the 10 rules he uses to filter out the best quality stocks that are also priced at a low level. To geta 10 out of 10 grade on his Simply Investing platform, a stock must pass the following 10 criteria: Company must have EPS (earnings per share) growth of 8% or more The EPS must have increased at least 8 times in the last 20 years Company must have dividend growth of 8% or more The payout ratio must be 75% or less Company debt must b...

Ellen's Investment Club  (Toronto Central Investment Share Club) Regular Session Tuesday, May 21, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. No guest speaker that night, so we will spend time talking about the new Fantasy Portfolio of mainly growth stocks that we set up at last month’s club meeting. Tom Loftus, also a member of the Ottawa Share Club club, will describe how the members manage their Fantasy Pre-Retirement and Retirement investing Portfolios since 2016. Here’s how it works: The members choose the initial stocks. The portfolio is monitored on an ongoing basis. Changes are made when members suggest trades to improve the portfolio’s performance. The improvement recommendations are voted on by the entire membership and the approved changes are implemented.  These portfolios are designed to demonstrate the real issues members are confronted with when managing their own investments and savings. “Our current stock contest ...

   Ellen's Investment Club  (Toronto Central Investment Share Club) Guest Speaker: David Trahair, CPA, CA Tuesday, April 16, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. Our guest speaker is  David Trahair , CPA, CA, David is a personal finance writer, trainer and e-Learning content developer. He is also an author of  six books on personal financial issues , including three national bestsellers. He was a columnist for CPA Magazine from 2014 to 2018 and spoke to a meeting of our club about a decade ago. I was checking out David’s site recently and saw a course that I thought would be helpful for investing novices and more experienced investors as well. It normally takes 3.5 hours and costs $275 for public attendees, but David will give us a shorter version in 45 minutes and answer our questions. His online course is called  The Complete Guide to All Your Investing Options .  Here’s how he describes it: “This...

Ellen's Investment Club  (Toronto Central Investment Share Club) Guest Speaker: Ed Rempel, CPA, CMA, CFP Tuesday, March 19, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. Our guest speaker is Ed Rempel , CPA, CMA, CFP,  He is a financial blogger , fee-for-service financial planner and tax accountant. He’s not an investment dealer, which means he does not sell investments. Here are six topics he’d like to discuss with us (below). These are Investment lessons he’s learned as a fee-for-service financial planner from preparing over 1,000 comprehensive financial plans. Almost nobody can retire comfortably with a balanced or conservative portfolio. After retiring: The 4% rule for annual withdrawals is more reliable with equities than bonds. High risk of bonds as a long-term investment. With most financial plans, 80% of retirement income is investment growth AFTER retiring. Importance of a growth mindset. High equity focus is a huge benef...

Ellen's Investment Club  (Toronto Central Investment Share Club) Regular Session Tuesday, February 20, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. Ellen Roseman will do a presentation about the Beat the TSX (BTSX) strategy. It’s similar to the Dogs of the Dow stock picking strategy devoted to selecting the highest paying dividend stocks in the Dow Jones Industrial Average. How does the BTSX approach work? Find the TSX 60 Index and sort by dividend yield. Select the top 10 yielding stocks of that index provided they have a history of consistent dividend payments. Usually these will be “TURF” stocks (T = telecoms, U = utilities, R = REITs, and F = financials). Avoid companies with any recent dividend cuts, stopping their dividends, etc. Purchase your 10 stocks in equal parts and hold each stock for one year. At this point, your top 10 list is reconstituted and repeated the following year. Repeat annually. Here is the current list of BTSX st...

  Ellen's Investment Club  (Toronto Central Investment Share Club) Guest Speaker: Keith Richards, ValueTrend Wealth Management Tuesday, January 16, 2024, 7:00 – 9:00 P.M. By videoconference 1. Member introduction 2. Approve Agenda 3. Our guest speaker is Keith Richards, president, chief portfolio manager and technical analyst at ValueTrend Wealth Management in Barrie, Ont.  He’s a frequent guest on BNN Bloomberg’s Market Call daily show. Here’s a link to his recent visits and stock recommendations: https://www.valuetrend.ca/keith-richards-business-news-network-videos Follow him, @valuetrend, on Twitter/X or sign up for his newsletter, where you’ll find articles like this one from Jan. 10, 2024: https://www.valuetrend.ca/i-think-it-makes-sense-from-both-a-technical-perspective-and-an-increasing-potential-for-heightened-war-activities-to-leg-in-at-least-some-of-our-capital-into-oil-and-gold Keith will give us a 30-minute guide to technical analysis as an investing tool...